The early years
1244 Genoa's Leccacorvo bank
1609 Amsterdam Wisselbank founded - the first central bank.
1694 Formation of the Bank of England
The 19th century
1833 (UK) Repeal of the Usury Laws
1844 UK Bank Charter Act - gives the Bank of England the exclusive right to issue banknotes
1866 UK:The Overend-Gurney collapse causes banking panic 
1850-1907 US: Bank runs in 1857, 1873, 1884, 1890, 1893, (and 1907} 
The 20th century
1913 US National Reserve Act creates the Federal Reserve System
1982 US Garn-St. Germain Depository Institutions Act of 1982  -relaxed restriction on the kinds of loans thr banks may make.
1986 UK Building Societies Act
1988 Basel I (The Basel Capital Accord)
1989 US Financial Institutions Reform, Recovery, and Enforcement Act
1995 UK Barings bank failure .
1995 :Basel II  (Revised International Capital Framework)
1999 US Gramm-Leach-Bliley Act - repealed the Glass Steagall Act of 1933, and introduced other changes including expanding the Federal Home Loan Bank System.
The 21st century
- US Sarbanes-Oxley Act[
- US house prices fall to 8% below 2006 peak .
- US house mortgage payment defaults and foreclosures .
- The values of bank assets suffer large reductions (including the assets of the Bank of America and Citigroup banks in the US, the Barclays and HSBC banks in the UK, the BNP Paribas bank in France, and Credit Suisse bank in Switzerland.
- The French bank BNP Paribas freezes funds because it is unable to value its US mortgage-backed assets.  triggering a collapse of the interbank market .
- The Bear Stearns investment bank is bought by J P Morgan Chase & Co for $2 a share  (with $30 billion support from the Federal Reserve).
- The Bank of England announces its Special Liquidity Scheme (to allow banks to swap temporarily their high quality mortgage-backed and other securities for UK Treasury Bills)
- The Lehman Brothers investment bank is bankrupt  with losses of $365 billion to insurers of its bonds.
- Money market confidence collapses: LIBOR-OIS spreads rise to over 200 basis points (compared with pre-crisis rates of around 10 points)
- Global banking crisis and recession
- The Federal Reserve Board announces its "Term Asset-backed Loan Facility" (TALF).
- The Federal Reserve Board plans to increase the size of its balance sheet to a total of up to $200 billion. 
- Basel Committee consultative proposals[
- President Obama proposes the introduction of the "Volcker Rule".