Talk:Moral hazard

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 Definition Motivation to take an otherwise unwarranted risk because the cost of an unfavourable outcome would be borne by someone other than the risk-taker. [d] [e]

This is some nice work. I would suggest strengthening the behavioral point of the moral hazard problem: individuals may change their behavior in the presence of insurance rather than the weaker claim that individuals will have less of an incentive to avoid accidents. I think the outline is good as well, when you get it filled out a bit more I'll be happy to clean up some of the grammar if you'd like. Stephen Saletta 12:30, 4 December 2007 (CST)

I suggest extending this considerably in view of the current interest in banking crises. See for example [1] Nick Gardner 05:10, 9 March 2008 (CDT)


I completely aggree with you Nick.. Moral hazard is more crucial now than ever in banking regulation.I will try to get back on it. Anh Nguyen 11:00, 10 March 2008 (CDT)